<td class="tdmain">
<form action="index.php?mod=product&act=xl_insert" method="POST" enctype="multipart/form-data">
Name: <input type="text" name="name" value="" /><br />
Photo: <input type="file" name="photo"/><br />
Sumary:<br /><textarea name="sumary" cols="120" rows="5"></textarea><br />
Detail:<br /><textarea name="detail" class=""></textarea><br />
<input type="submit" value="Accept" />
</form>
</td>